Job details
Job type full-time
Full job description
It`s fun to work in a company where people truly believe in what they`re doing !
Job summary
This position is currently available for work at home to candidates that reside in the following states: idaho, kansas, new mexico, ohio, pennsylvania, texas, utah or who reside in neighboring states and within 60 miles of chadds ford, pa or lenexa, ks.
The credit analytics team supports credit management through advanced analytics and research & development (r&d) efforts that deliver value-adding predictive models, insights and data to underwriting, fraud, account management, and collections strategies.
Under supervision and guidance, the analyst, credit analytics prepares analyses that measure the effectiveness of models and data from external vendors and quantify the overall financial impact to the businessThe analyst produces insights that encompass the different product types and channelsThe analyst assists with ensuring accurate and timely implementation of solutions and communicating results.
Job description
Essential job functions
Analytics – u nder supervision and guidance , c ompletes end to end analyses on external models and/or data attributes Extract s and prepare s the appropriate data need ed in order to complete an effectiveness analysi s Evaluate s the predictive power of the models using statistical metrics such as ks and gini Analyze s the effectiveness of the model/attributes compared to benchmark models S i z e s the impact of using the models/attributes in production as part of the current strateg y Present s results a nd business case to manager P rovid es support for implementation and monitoring of solutions that are implementedD emonstrates attention to detail and accuracy by analyzing data and drawing conclusions based upon the data.
Collaboration – under supervision and guidance, t ranslates analytical results into useful recommendations for review with m anager D emonstrates strong verbal and written communication skills when working with internal partners and when presenting results to various audiences De velops foundational knowledge of credit card operations, banking, financial, loyalty rewards, retail, and credit card regulations while working with the businessMeets critical deadlines established by manager by prioritizing multiple projects simultaneously.
Reports to : manager or srManager
Working conditions/ physical requirements : normal office environment , some travel may be required.
Direct reports : none
Minimum qualifications :
Bachelor’s degree in mathematics, finance, statistics, business, engineering, economics
Some experience (classroom, internship, or on the job) gathering and analyzing data to address business problems.
Preferred experience:
One or more years experience in gathering and analyzing data to address business problems.
Education:
Bachelor’s degree (required)
Certifications:
Work experience
Some experience (internship, classroom or on the job)
Skills
Account management, credit card industry, credit management, data analytics, debt collections, financial services, fraud prevention, pivot tables, python, sas, statistical concepts, structured query language (sql), underwriting
About alliance data card services
Alliance data card services provides market-leading private label, co-brand, general purpose and commercial credit card programs, digital payments and comenity-branded financial servicesUsing the industry’s most comprehensive and predictive data set, advanced analytics, and broad-reaching capabilities, alliance data card services has been helping partners increase sales and provide greater value to their customers for more than 30 yearsFollow alliance data card services on twitter , facebook , linkedin and instagram .
About bread ®
A division of alliance data, bread is a leading digital payments company that works with merchants and partners to personalize payment options for their customersThrough its full-funnel recommendation engine, bread empowers merchants to sell more, improve conversion and lift average-order-valueFollow bread on twitter , facebook and linkedin .
Alliance data card services and bread are a proud part of the alliance data enterprise, an s&p midcap 400 company that consists of businesses that together employ approximately 8,000 associates worldwide.
Alliance data offers a competitive salary, a comprehensive selection of benefit options including 401(k).
All job offers are contingent upon successful completion of credit and background checks.
Alliance data is an equal opportunity employer.
Alliance data will provide accommodations to applicants needing accommodations to complete the application process.
Any applicant offered employment will be required to establish that they are legally authorized to work in the united states for alliance data.
Alliance data participates in e-verify.
Alliance data will consider for employment qualified applicants with criminal and credit histories in a manner consistent with the requirements of all applicable laws, including the city of los angeles’ fair chance initiative for hiring ordinance.
Alliance data complies with the americans with disabilities act (ada), as amended, and all applicable state/local lawsApplicants with disabilities may contact alliance data to request an arrange for accommodationsIf you need assistance to accommodate a disability, you may request an accommodation at any timePlease contact the recruiting team at taops@alliancedata.com .
Job family:
Credit operations
Job type:
Regular
