The world isn’t standing still, and neither is allstateWe’re moving quickly, looking across our businesses and brands and taking bold steps to better serve customers’ evolving needsThat’s why now is an exciting time to join our teamYou’ll have opportunities to take risks, challenge the status quo and shape the future for the greater good.
You’ll do all this in an environment of excellence and the highest ethical standards – a place where values such as integrity, inclusive diversity and accountability are paramountWe empower every employee to lead, drive change and give back where they work and liveOur people are our greatest strength, and we work as one team in service of our customers and communities.
Everything we do at allstate is driven by a shared purpose: to protect people from life’s uncertainties so they can realize their hopes and dreamsFor more than 89 years we’ve thrived by staying a step ahead of whatever’s coming next – to give customers peace of mind no matter what changes they faceWe acted with conviction to advocate for seat belts, air bags and graduated driving lawsWe help give survivors of domestic violence a voice through financial empowermentWe’ve been an industry leader in pricing sophistication, telematics, digital photo claims and, more recently, device and identity protectionWe are the good handsWe don’t follow the trendsWe set them.
Job summary
The underwriting analyst iii provides underwriting support and direction to sales management and their marketing forces for the purpose of improving growth and profit opportunities for new and
In-force commercial lines of insurance countrywideThe analyst iii builds and maintains agency relationships for the common purpose of providing extraordinary customer relationships, while profitably growing a multi-line book of businessThe analyst iii performs in a technical capacity, participates in quality reviews, problem solving, and other discussions, with appropriate input for solution-oriented goals.
Key responsibilities
Develop and maintain a profitable book of business
Reviews, analyzes, and prepares quotes, new business, endorsements, and renewals within referral guidelines for position
Assesses accuracy of data, considers alternative options and prepares recommendations on referral files outside of authority
Support quality, production, and service level agreement goals
Work is within set parameters of quality and production standards, as applicable, and within agreed upon service level agreements and state regulations
Works with team to perform quality reviews, identify patterns and adherence to service level agreement goals; makes recommendations for improvements
Communicates information
Effectively communicates additional information needs, analysis process within eligibility guidelines, and decisions, to sales producers and management
Instructions are clear and within best practice adopted by organization
Answers difficult inquiries and complaints regarding market direction, interpretation of policy, procedures, rules and regulations
Assists in formulation of plans, programs, policies, and procedures
Works with team to review plans, programs, policies, and procedures, identifying opportunity areas and ensure participation in continuous improvement efforts, providing input to the formation of action plans
Processes information
Identifies unprofitable and problem risks/accounts and procedures
Documents information
File documentation is clear and within best practice adopted by organization
Knowledge/skills/abilities/experience
Experience
0-2 years underwriting experience, personal or commercial lines preferred, but not required.
Bachelor’s degree or equivalent experience
General knowledge of:
Company organization, structure, operations, objectives, and performance
Insurance industry rules, regulations, and legal requirements
Familiarity of assigned territory, including competitive position and marketplace
Intermediate knowledge of:
Multi-line products
Physical, financial, and motor vehicle records reports
All rating plans
Financial/business/hazard/premium analysis
All underwriting/rating systems
Advanced knowledge of:
Computer programs such as word, excel, outlook, powerpoint
Advanced working skill/ability
Effective written and oral communication, including presentations
Assimilate information and make decisions
Ability to make recommendations to guidelines, processes, and procedures to positively affect the top and bottom line of the organization
Resolve conflicts and solve problems
Use of tact/empathy/influence in dealing with agents, co-workers, etc.
Predictable attendance is an essential function of this job.
The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen.
Good workGood lifeGood hands®.
As a fortune 100 company and industry leader, we provide a competitive salary – but that’s just the beginningOur total rewards package also offers benefits like tuition assistance, medical and dental insurance, as well as a robust pension and 401(k)Plus, you’ll have access to a wide variety of programs to help you balance your work and personal life - including a generous paid time off policyFor a full description of allstate’s benefits, visit allstate.jobs/benefits/
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Allstate generally does not sponsor individuals for employment-based visas for this position.
Effective july 1, 2014, under indiana house enrolled act (hea) 1242, it is against public policy of the state of indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the united states, a member of the indiana national guard or a member of a reserve component.
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