About guaranteed rate:
We’re guaranteed rate , the 5 th -largest retail mortgage lender in the u.sWith more than $73 billion in loans funded in 2020 aloneWe’re based on a philosophy that we grow for good and that the more we grow, the more we can help people—and we’ve been growing exponentially by partnering with the best real estate agents, hiring the best people, and offering industry-leading tech, low rates and the highest level of customer serviceHeadquartered in chicago, our 9,000 employees are in every state across 350 officesWe know anything is possible as long as you believeDo you believe you’re a perfect fit? we’d love to hear from you.
Pre-funding conventional auditor job description:
Review loan files to ensure complete and accurate documentation, adherence to guaranteed rate and investor standards and to test for data integrity including a full re-underwrite of sampled loans including but not limited to:
Re-calculation of income
Re-calculation of assets
Re-calculation of liabilities
Credit review, including ensuring that the borrowers have demonstrated the ability and willingness to repay
Collateral review, including ensuring the subject property appraisal adequately supports the estimate of value
Review of compliance with all relevant guidelines of all applicable investors, review of compliance with all relevant state and federal regulations
Review and confirmation that all loan approval conditions required by the underwriter were satisfied prior to review
Requirements:
10 years’ recent underwriting experience
Strong knowledge of fnma/fhlmc policies/guidelines
Jumbo experience preferred
Ability to navigate all investor policies, including specific gri and investor overlays
Ability to communicate audit results in a clear, professional manner
Ability to review complex tax returns and asset statements with confidence
Ability to meet department quota expectations without sacrificing quality reviews
Strong verbal and written communication skills
Excellent customer service skills with strong attention to detail
Ability to work flexible hours as needed
Guaranteed rate is an equal opportunity employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
