Job details
Job type full-time
Full job description
Alternate locations: work from home (excluding colorado)
Work arrangement: work from home
Relocation assistance is not available for this opportunity.
Level: p3
Requisition #: 66941
About the company
Lincoln financial group, a fortune 250 company with over 10,000 employees, provides advice and solutions that help empower americans to take charge of their financial lives with confidenceOur core business areas — life insurance, annuities, retirement plan services and group protection — focus on supporting, preserving and enhancing over 17 million customer’s lifestyles and retirement outcomes.
Headquartered in radnor, pennsylvania, lincoln financial group is the marketing name for lincoln national corporation (nyse: lnc) and its affiliatesThe company had $238 billion in assets under management as of december 31, 2018.
Ranked one of the best large employers in america by forbes magazine, lincoln financial group makes a serious investment in our employees’ futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.
Be aware of fraudulent recruiting activities
If you are interested in a career at lincoln, we encourage you to review our current openings and apply on our websiteLincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekersThese scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.
Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applicationsAdditionally, our recruiters do not communicate with applicants through free e-mail accounts (gmail, yahoo, hotmail) or conduct interviews utilizing video chat roomsWe will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interviewPlease contact lincoln`s fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.
The role at a glance: we are excited to bring on a srUnderwriter (consultant) to our life underwriting & new business area to work full time from homeThis position will not require the employee to come into the office.
Background details
We are growing – expanding our customer reach and market share!
As a srUnderwriter for lincoln, you will analyze and deliver on more complex underwriting assignments & projectsYou are responsible for underwriting individual life insurance applications within their designated approval limit of up to $5,000,000 and up to age 85You will evaluate & assess more complex risks to determine whether to accept an insurance application and determine the appropriate coverage & riskIf this sounds like you, please read on! #li-remote #li-cw
Opportunities to connect with our lead recruiter:
Cathy wilson
Linkedin profile
What you’ll be doing:
Underwriting individual life insurance - making critical risk decision on whether to accept, modify, or decline a risk through evaluation of an individual`s medical history or physical condition, occupational hazard, and financial background.
Enhances departmental outcomes by sharing knowledge with team members and providing advice on more complex underwriting determinations.
Evaluates and underwrites life insurance applications making determinations of the terms, coverage, and rating classification within their designated approval limit $2,000,000 to $5,000,000 and between ages 70 to 85.
Identifies and recommends process improvements that significantly reduce workloads or improve quality
Mentoring & providing second signature review of life insurance applications
Provides training to less experienced team members on underwriting procedures and guidelines.
Represents the company by responding to questions during agency visits and developing relationships with agents and partners.
What we are looking for: must-haves:
3 – 6+ years of experience in underwriting individual life insurance
Demonstrated excellence in: problem solving / analysis; comprehension of complex information; influencing others; risk assessment; demonstrated decision making using sound judgment; negotiation skills; managing conflict
Developed skills in: analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheets
Strong written and verbal communication skills
Intermediate in: microsoft office (outlook, word, powerpoint, excel)
A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
Undergraduate degree or 4+ years of comparable work experience
Nice-to-haves:
Industry exams – alu 101, 201, 202, & loma encouraged
Developed skills in: estate growth calculations and life expectancy calculations
What you will learn, do, become:
Build business acumen skills on complex medical topics
Build financial acumen skills on complex financial / ioli topics
Become a subject matter expert in an area of industry interest
Learn to deepen innovative skills
Participated in agency/customer visits
Opportunities to learn, grow, promote:
Advancement in lincoln’s career framework to associate underwriting director
Continued education around industry designations: falu / flmi / clu
Why lincoln: what’s it like to work here:
At lincoln financial group, we love what we doWe make meaningful contributions each and every day to empower our customers to take charge of their livesWorking alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
What’s in it for you:
A clearly defined career framework to help you successfully manage your career
Leadership development and virtual training opportunities
Pto
Ten weeks parental leave
Competitive 401k and employee benefits
Free financial counseling, health coaching and employee assistance program
Tuition assistance program
A leadership team that prioritizes your health and well-being, offering a remote work environment
Effective productivity/technology tools and training
About the company/who is lincoln financial
Led by over 10,000 employees lincoln financial group provides advice and solutions that help empower people to take charge of their financial lives with confidence and optimismToday, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, as well as to guard against long-term care expensesLincoln is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employerAll qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Work arrangement: work from home : employees will work fully from homeTheir job will not require the employee to come into the office, unless for special circumstances.
This position may be subject to lincoln’s political contribution policyAn offer of employment may be contingent upon disclosing to lincoln the details of certain political contributionsLincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.
Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of lincoln financial group are considered property of lincoln financial group and are not subject to payment of agency fees.
Lincoln financial group (“lfg”) is an equal opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic informationApplicants are evaluated on the basis of job qualificationsIf you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require tty/tdd assistance, contact us by calling 260-455-2558.
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Nearest major market: greensboro
