Job details
Job type full-time
Full job description
Primary purpose:
Responsible for drafting state-specific policy form and contract language that adheres to applicable state statutes and regulations, filing of contracts and policies with state insurance departments, communicating with state and federal regulatory agencies, monitoring and verifying both newly enacted and amended existing state and federal statutes and regulations impacting the life and health portfolio, and performing jurisdictional analysis and interpretation of such statutes and regulations to create compliance requirements for distribution to business partners.
Essential duties and responsibilities:
Following is a summary of the essential functions for this jobOther duties may be performed, both major and minor, which are not mentioned belowSpecific activities may change from time to time.
Serve as a subject matter expert (sme) pertaining to accident and health forms, rules, filing procedures, state interpretations, and regulatory compliance
Conduct federal and multi-state legal research and analysis on life and health insurance topics
Review and draft state-specific contracts, policy forms, and related supporting documentation for diverse life and health products, ensuring adherence to applicable regulatory insurance requirements under manager guidance and review
Coordinate, research, create, and submit accident and health product filings, marketing/advertisement filings, and other regulatory filings to state insurance departments via serff under manager guidance and review, and in accordance with established state and internal company procedures
Research and analyze state objections to product filing submissions, and compose appropriate response communicating the company’s position to the state regulator under manager guidance and review
Negotiate approval of life and health product filings with state regulators under manager guidance and review
Partner with product management, actuary, operations, underwriting, and other business stakeholder teams in the execution of the product filing process
Establish relationships with state regulators
Monitor, analyze and interpret state and federal statutes and regulations to determine scope and impact to accident and health product portfolio under manager guidance and review
Translate state and federal statutes and regulations into compliance requirements and communicate requirements to multiple business partners under manager guidance and review
Interact with key stakeholders and, under manger review and guidance, provide compliance support relative to product filing and implementation, law review and analysis, and overall compliance of the accident and health division
Conduct legal research and interpretation, as assigned, in response to requests or inquiries from internal stakeholders, management, or regulators under manager guidance and review
Document and update internal compliance department procedures under manager guidance and review
Minimum skills and competencies:
The requirements listed below are representative of the knowledge, skill and/or ability requiredReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor degree or in-lieu of degree equivalent education, training and work-related experience
Must possess effective verbal and written communication skills
Must possess effective analytical thinking
Must possess effective problem solving skills demonstrating resourcefulness
Most possess attention to detail
Must possess ability to make sound decisions independently based on training, written instructions and guidelines, and the application of foundational and applied knowledge
Must possess ability to read, effectively interpret, and summarize laws, regulations, or other legal guidance on both the state and federal level
High degree of independence, dependability, and motivation toward continuous improvement
Proficient in microsoft office (word, excel, outlook, powerpoint)
Must possess effective interpersonal skills, with the ability to establish working relationships with state and federal regulators at varying levels
Must possess sufficient time management skills enabling the ability to work under pressure on concurrent projects requiring a high attention to detail and adherence to multiple deadlines
Desired skills:
Bachelor degree in english language, writing studies, legal studies, library science, communications, journalism, insurance, or equivalent
1+ years of general legal, regulatory, or compliance experience
Accident and health insurance industry experience
Paralegal or legal assistant certification
Prior experience using adobe, sharepoint, teams, zoom, and/or asana
Experience with legal research preferred
Exposure to legal research tools such as nils, westlaw, or lexis-nexis
Knowledge of the legislative process
Knowledge of medical or legal terminology, provider networks, insurance claims, or contract negotiation
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National general holdings corpIs an equal opportunity (eo) employer – veterans/disabled and other protected categoriesAll qualified applicants will receive consideration for employment regardless of any characteristic protected by lawCandidates must possess authorization to work in the united states, as it is not our practice to sponsor individuals for work visas.
In the event you need assistance or accommodation in completing your online application, please contact ngic main office by phone at (336) 435-2000.
About national general holdings:
National general holdings corp., a member of the allstate family of companies, is headquartered in new york cityNational general traces its roots to 1939, has a financial strength rating of a– (excellent) from a.mBest, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance productsWe are a specialty personal lines insurance holding companyThrough our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.
National general is a fast paced, dynamic, and entrepreneurial organizationOur team members live by and exemplify what we call the 4esAt national general, we are energized, engaged, empowered, and we execute every day in order to provide an exceptional experience for our customers! we are passionate about our organization and the value that we add every dayA successful candidate with national general will embody the 4esOur team is poised to outperform the competitionWe are national general insurance and with us you can be extraordinary! come join our team!
Companies and partners
Direct general auto & life, personal express insurance, century-national insurance, abc insurance agencies, natgen preferred, natgen premier, seattle specialty, national general lender services, ars, rac insurance partners, mountain valley indemnity, new jersey skylands, adirondack insurance exchange, velapoint, quotit, healthcompare, ahcp, nhic, healthcare solutions team, north star marketing, euro accident.
In addition to a phenomenal career opportunity, national general insurance offers an excellent benefits package including:
Paid training
Medical, dental, vision benefits
Wellness programs
Life and short/long term disability insurance
401k w/ company match
Company paid holidays & generous time-off policy
Employee discount program
Career advancement and development opportunities
On-site healthcare clinic (winston-salem and cleveland offices)
On-site fitness center (cleveland and dallas offices)
Subsidized parking (cleveland office)
National general holdings corpIs an equal opportunity (eo) employer – veterans/disabled and other protected categoriesAll qualified applicants will receive consideration for employment regardless of any characteristic protected by lawCandidates must possess authorization to work in the united states, as it is not our practice to sponsor individuals for work visas.
In the event you need assistance or accommodation in completing your online application, please contact ngic main office by phone at (336) 435-2000.
Job type: full-time
Work location: multiple locations
