Ramp is building the world`s first finance automation platform designed to save businesses time and moneyRamp offers 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting, and reporting into one simple and free solutionMore than 2,000 businesses are using ramp for over $1 billion in annualized transaction volume, from some of the fastest growing startups and unicorns like ro, donotpay, better, clickup, and applied intuition, to established businesses across the us including bristol hospice, walther farms, douglas elliman, and planned parenthood.
Founded in 2019 ramp is nyc`s fastest growing startup, having achieved a unicorn valuation of $3.9 billion in just over 2 yearsRamp has raised $620 million in funding from investors including founders fund, stripe, goldman sachs, coatue management, d1 capital partners, redpoint venture and thrive capital, as well as over 100 angel investors who were founders or executives of leading companiesRamp is part of the forbes fintech 50 and fast company`s best workplaces for innovators program.
About the role
As a founding member of ramp`s risk strategy & operations team, you will leverage data to develop and optimize fraud strategies, including underwriting (kyc/b, ofac, fraud risk) and customer management (payment, transactions, account take-over) strategiesThis role requires an understanding of fraud concepts & data sources, fluency with data, and the ability to drive a broad set of projects fairly independentlyThe role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales and design) to influence and execute on risk strategies.
What you’ll do
Leverage external and internal performance data to come up with insights to develop best in class fraud policies (e.gKyc/b, transaction fraud, etc.) that will create value for ramp and it’s customers
Deep dive into individual fraud events to perform root cause analyses, and combine the insights with a data driven approach to develop fraud defenses
Partner with product, engineering and design teams to execute fraud policies and features
Implement fraud risk metric monitoring by researching/ resolving risk events and developing levers that mitigate risk factors
Partner with data scientists to build and leverage fraud risk models in ramp’s risk policy
Drive ramp’s customer experience by diving deep into the flow of funds (repayments, chargebacks, etc.)
Research emerging underwriting and fraud trends to innovate on ramp`s decisioning systems and policies
What you need
Minimum 3 years of experience in fraud risk management
Experience within consumer/corporate cards, payments, lending, or related industries
Excellent written and verbal communication skills
Knowledge of sql, python, or r
Nice to haves
Experience in high growth startups
Experience building complex financial products
Ramp benefits (for u.sBased employees)
100% medical, dental & vision insurance coverage for you
Partially covered for your dependents
401k (including employer match)
Parental leave
Unlimited pto
Wfh stipend to support your home office needs
Monthly wellness stipend
Annual education reimbursement
Relocation support
