Job details
Job type full-time
Full job description
The position is described belowIf you want to apply, click the apply button at the top or bottom of this pageYou`ll be required to create an account or sign in to an existing one.
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Regular or temporary:
Regular
Language fluency: english (required)
Work shift:
1st shift (united states of america)
Please review the following job description:
**please read- important information**
Due to current industry environment and credit policy requirements, candidates without current or recent mortgage underwriting experience will not be considered.
Underwriter is responsible for underwriting residential mortgage loans to ensure compliance with bank, investor and secondary market standardsCommunicates with processor, originators and other internal and external customersMeets performance standards and goals established by the bankApprove acceptable loans within delegated authority up to $850,000.
Essential duties and responsibilities
Following is a summary of the essential functions for this jobOther duties may be performed, both major and minor, which are not mentioned belowSpecific activities may change from time to time1Perform detailed underwriting analysis of all truist financial mortgage loan products including calculating all income type, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval.
2Ensure that all loan files are documented to meet portfolio and investor guidelines to ensure marketability and maintain quality standards.
3Develop and maintain a strong understanding of mortgage lending products, policies, processes, and their required documentation; demonstrated expertise with two or more of the following categories preferred - gse, government, portfolio - and/or expertise in government lending.
4Loans to be adequately conditioned to meet mortgage lending products, policies, processes, and their required documentation
5Adhere to all compliance regulations and controls.
6Conduct proactive and effective pipeline management to ensure that metrics are met.
7Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors.
Qualifications required qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability requiredReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1Minimum three years of mortgage loan underwriting experience.
2Excellent communication skills, both written and verbal, in relating to internal and external clients.
3Demonstrates proficiency in basic computer applications, such as mortgage automated processing systems and microsoft office software products.
4Ability to travel, occasionally overnightPreferred qualifications:
1Bachelor`s degree in business or related field, or equivalent education and related training
2Basic knowledge of bank services and products
3Direct endorsement and staff appraisal reviewer certifications *** truist underwriters are now 100% remote within truist retail banking footprintThis includes nc, sc, ga, ky, va, wv, md, dc, tn, fl, al, tx, oh, pa, nj, in, ak, and ms.
Truist supports a diverse workforce and is an equal opportunity employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by lawDrug free workplace.
Thank you for your interest in truist! bb&t and suntrust have come together in a transformational merger of equals to create truist, the premier financial organization in the countryYou may notice references to our legacy company names, bb&t and suntrust, in places throughout this siteAll such references should be understood to refer to truist moving forward while we continue to transition to the truist name.
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