About upstart
Upstart is a leading ai lending platform partnering with banks and credit unions to expand access to affordable creditAs we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluationWe’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.
By leveraging upstart`s ai platform, upstart-powered banks and credit unions can have higher approval rates and lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demandUpstart`s patent-pending platform is the first to receive a no-action letter from the consumer financial protection bureau related to fair lendingUpstart not only supports a large remote workforce, but also has offices in san mateo, ca; columbus, oh; and austin, tx.
Most upstarters join us because they connect with our mission of enabling access to effortless credit based on true riskIf you are energized by the impact you can make at upstart, we’d love to hear from you!
The team
The data analytics team plays the critical role of providing analytical support across upstart`s organization to enable data-driven decision makingWe leverage our analytical and technical skills to help our partners with a multitude of services, some of which include understanding our underwriting models and presenting on trends in our loan performance, analyzing market size opportunities, creating financial models, developing our business intelligence pipeline to enable self-service reporting, and architecting/automating of work processes.
Our team prioritizes having fun firstWe value candidates who enjoy actively contributing to conversationsWe believe that seeing the human in others allows us to work more cohesively and to safely challenge each otherA happy team is a performing team.
The role
As the data analytics manager, accounting at upstart, you will own and scale data reporting in support of our accounting teamYou will be a critical member of upstart’s analytics team that develops and automates our business critical financial reports, collaborates with product and engineering to implement reporting process improvement, and ensures our reporting processes are sox compliantThrough your efforts, we’ll be able to ensure reporting accuracy and consistency across the company to monitor and report loan performanceIf you are naturally curious, love data, and can communicate complex concepts with technical and non-technical people, this could be a great opportunity for you.
Position location - this role is available in the following locations: remote, san mateo
Time zone requirements - this team operates on the west coast time zone.
Travel requirements - this team has regular on-site collaboration sessionsThese occur 3 days per month at the san mateo officeIf you need to travel to make these meetups, upstart will cover all travel related expenses.
How you’ll make an impact:
Partner with accounting, audit, product, and engineering teams to define, develop, and support our monthly financial reporting.
Own data reporting process, proactively identify data quality and integrity issues that affect the accuracy of reporting.
Operates as a subject matter expert on financial modeling and financial impact analysis in relation to the fair value estimation of upstart’s loan assets, servicing rights, and asset backed securities.
Provide hands-on technical leadership to identify, research, interpret, catalog, source, manipulate, and enrich upstart’s structured and unstructured data assets to facilitate effective analyticsDevelop subject matter expertise in domain, analytic and data assets.
Formulate and apply mathematical modeling and other optimizing methods to develop and interpret business information and the key metrics that measure loan performance.
Create reports and dashboards in bi tools such as lookerMonitor trends in relevant metrics and report on key insights on a daily basis.
Work with various big data platforms, databases and systems such as aws, redshift and other big data technologies.
Participate in data modeling and architecture discussion, influence data products roadmap, and take ownership and responsibility of new projects.
Work closely with engineering teams to ensure quick turnaround on fixesTake ownership of communicating changes to the appropriate end-users.
Work with data service providers to explore apis, analyze and forecast the impact of integrating new data setsWork with engineering throughout the entire process of on-boarding new data sets.
What we’re looking for:
Minimum requirements:
Bs/ms degree in engineering, computer science, statistics, economics, finance, or other highly quantitative/analytical field
5+ years of professional experience performing data analytics that influence business decision making
Strong communication with client-facing and executive level data presentation skills
Industry experience with focus on capital markets, finance, or accounting
Experience creating financial models using tools like excel and google sheets
Experience in leading a team of analysts and leading large, cross-functional projects
Proven ability to learn quickly, work independently, and adapt to change in a fast-paced environment
Experience in data analytics tools such as python or r and bi/reporting tools such as looker, tableau, or power bi
Organized and able to juggle multiple tasks while still meeting deadlines
Preferred qualifications:
Previous consumer marketplace lending industry experience
Experience with amazon redshift and sql querying
Experience in project management & documentation using tools such as jira and confluence
What you’ll love:
Competitive compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage
Personal development and technology & ergonomic budgets
Life insurance and disability benefits
Clubs and activities (game nights, fitstarters, superwomen, book club, investing club, money discussions, photography club and basketball teams)
Generous vacation policy
401(k) and employee stock purchase plan (espp)
Catered lunches + snacks & drinks
Upstart is a proud equal opportunity employerWe are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practicesWe celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
Https://www.upstart.com/candidate_privacy_policy
