Loandepot, america`s lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their livesWhile there are many loan-touch career opportunities within loandepot, we could not take care of our employees, nor our customers, without the amazing support of our corporate teamsFrom hr & marketing to finance & compliance, #teamloandepot is always searching for the best talent out thereWith over $100 billion in funded loans since inception, the evolution & enthusiasm is not slowing down anytime soonCome join us!
Loandepot — we are america’s lender.
Position summary:
The capital markets analyst, srIs responsible for providing quantitative and data-driven financial analysis & modeling to support our mortgage servicing portfolio and other areas of interest in capital marketsHe/she contributes to the success of the business by supporting msr valuations, front end pricing & pipeline fv support, interest rate risk management & hedging, prepayment and credit risk modeling, msr sales from bulk sales to co-issue and early buyout sales, portfolio performance reporting & benchmarking, asset return analysis, portfolio retention analytics, and servicing financial planningThe position provides ample opportunity to work cross-functionally within capital markets and collaborates externally with multiple business groupsThe capital markets analyst’s combination of finance, technical and analytical skills in conjunction with experience in fixed income finance & mortgage analytics will contribute to the success of the company while continuing to grow and advance his/her career with an industry leader.
Responsibilities:
Supports mortgage servicing rights valuation as related to retained portfolio fair value, front end pricing, and pipeline fair value
Supports risk analytics of the msr portfolio and associated hedges
Develops/maintains data validation tools/reports for msr portfolio compilation and valuation
Develops/maintains a strong understanding of capital market’s data structure
Utilizes/tunes third-party models including compass analytics and adco prepayment model in valuation and analysis activities
Conducts surveillance of servicing portfolio such as prepayment and credit performances
Develops/maintains portfolio retention analytics
Participates in industry msr surveys, assumption analysis, benchmarking and best practice development
Provides msr portfolio financial analysis & servicing advance reporting support for accounting, treasury, servicing and fp&a
Executes internal controls for audit and sox compliance
Requirements:
Highly self-motivated and detail-oriented required
Strong analytical and critical thinking skills required
Ability to analyze and interpret complex data required
Financial modeling and analysis skills required
Good communication skills, ability to work both independently and collaboratively required
Strong organizational skills, ability to execute on complex projects with autonomy and close attention to detail required
Ability to provide consultation and expert advice to management required
Communicate ideas effectively and solve problems effectively required
Comprehensive understanding of fixed income finance and mortgage concepts required
Experience developing reports that drive insights required
Minimum of three (3) + years’ experience in capital markets, mortgage industry or msr valuation required
Complex financial analysis and valuation experience required
Advanced skills in excel required
Bachelor’s degree required, preferably in a quantitative discipline such as finance, engineering, science, or mathematics
Experience developing sql queries to research and analyze data preferred
Master’s degree, or cfa charter holder, or frm designation preferred
The perks:
Competitive compensation reliant on ability & experience.
Excellent benefits package including multiple health, dental & vision options.
Company paid life and ad&d insurance, as well as additional voluntary benefit possibilities.
401k with robust company match.
Dto, in addition to 8 paid company holidays.
The opportunity to work for america’s lender under the vision of industry legend, anthony hsieh.
We are an equal opportunity employer and value diversity in our companyWe do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
