Loandepot, america`s lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their livesWhile there are many loan-touch career opportunities within loandepot, we could not take care of our employees, nor our customers, without the amazing support of our corporate teamsFrom hr & marketing to finance & compliance, #teamloandepot is always searching for the best talent out thereWith over $100 billion in funded loans since inception, the evolution & enthusiasm is not slowing down anytime soonCome join us!
Loandepot — we are america’s lender.
Position summary:
Responsible for performing post-fund quality control (pcqc) review of all residential loans for compliance, data integrity, fraud misrepresentation; ensures investor’s guidelines are metWorks closely with more seniorUnderwriters and management to ensure file reviews are accurate and service level agreements are not exceededThe primary responsibility is to review and report on the investment quality of loans as they are approved by the underwriting department.
Responsibilities:
Conducts reviews on loans required for post-closing quality control review for audit by investors, agencies, insurers and warehouse lenders.
Responsible for accurate and timely audit of all residential loan files selected for discretionary, target, and random auditsReconciles all qc results, internal audit results and post-funding investor reports to identify trends and recommend corrective action.
Collaborates with loandepot, operations, post-closing and legal/compliance to assist with reducing and mitigating audit and examinations findings.
Performs written communication to responsible parties to include finding analysis, conclusion, and recommended actions.
Upholds proficiency in loan policies, products, procedure manuals, and investor guidelines (fnma, fhlmc, va, fha, and jumbo) and other correspondent investors.
Reviews and analyzes credit, appraisal, title, and complex income documentationConfirms files meet all agency guideline requirements to produce an acceptable audit review.
Interacts with company’s qc vendors to analyze findings and reconcile exceptions.
Steps in during staff absences to assist and ensure efficiency to service standards within the managed pipeline.
Requirements:
Minimum of three (3) + years underwriting, quality control auditing, and/or similar experience required.
Mortgage processing systems experience required.
High school diploma or equivalent required.
The perks:
Competitive compensation reliant on ability & experience.
Excellent benefits package including multiple health, dental & vision options.
401k with robust company match.
15+ pto days in addition to 8 paid company holidays.
The opportunity to work for america’s lender under the vision of industry legend, anthony hsieh.
We are an equal opportunity employer and value diversity in our companyWe do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
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